Personal loans carry fixed interest rates while personal lines of credit usually have variable rates over time — it'll depend ...

Discover if a bank or credit union is better for your personal loan. Compare their interest rates, fees, and requirements to make the best choice for your needs.

In June 2026, LendingClub completed its rebranding as Happen Bank, offering a full range of banking and investing services. But the San Francisco-based fintech company is still best known for its ...

Levi Leidy is a writer and editor who joined Forbes Advisor in 2026. Previously, he worked at GOBankingRates, and his writing has been featured on MSN, Yahoo Finance, Nasdaq and other outlets. He ...

A $50,000 personal loan can cover a home remodel project or another large expense. Pre-qualify and compare multiple lenders to find the best rate. Earnest offers fast personal loans with a wide range ...

Personal loans are installment loans, which means the borrower receives a lump sum from the lender and then repays it over a ...

Personal loans often have lower rates than credit cards, making them a less expensive alternative if you need to finance an unexpected cost or consolidate debt. But if you have bad credit, it can be ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Wells Fargo issues personal loans up to $100,000 and offers an interest rate discount of up to 0.5% for qualified borrowers. You'll likely need good to excellent credit for loan approval.

In the current economic climate, borrowing money has been a challenge due to dropping but still high interest rates, which are affecting everything from mortgages to consumer goods purchases. While ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. The ...